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DETAILS OF INLIFE HEALTH CARE'S
MATERNITY CARE NSD
Maternity Care is a comprehensive plan that covers pre-natal care, labor and delivery services, post-natal care, newborn care, and life insurance. This plan is represented by a health-voucher and is accepted in participating Mount Grace Hospitals partner hospitals nationwide.
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This health voucher is valid for 1 year. Coverage begins 24 hours after successful registration.
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Maternity Care includes:
A. One (1) prenatal consultation
B. Admission
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One (1) screening test if necessary for admission
C. Use of Labor room or Operating Room (for CS)
D. Delivery room services
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Medicines, surgical and medical supplies
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Use of equipment such as fetal monitor, doppler, pulse oximeter among others
E. Use of recovery room for post-operation care
F. Room and board
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2 days for Natural Spontaneous Delivery (NSD), 3 days for Cesarian Section Delivery (CS)
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Regular private room
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Admission kit
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Standard nursing care
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Rooming-in with baby
G. Post-delivery medicines and medical supplies
H. Newborn care services
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Medicines (Vitamin K, BCG, Hep B, eye ointment)
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Ancillary services like newborn screening, critical congenital heart disease screening, and hearing test
I. Life Insurance and AD&D
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Up to Php 100,000 benefits​
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Benefits of Maternity Care can be availed in participating Mount Grace partner hospitals
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1. VRP MEDICAL CENTER
2. MANILAMED
3. CAPITOL MEDICAL CENTER
4. FE DEL MUNDO MEDICAL CENTER
5. GRACE MEDICAL CENTER
6. WESTLAKE MEDICAL CENTER
7. MOTHER TERESA OF CALCUTTA MEDICAL CENTER
8. TAGAYTAY MEDICAL CENTER
9. DIVINE GRACE MEDICAL CENTER
10. MARY MEDIATRIX MEDICAL CENTER
11. SOUTHWESTERN UNIVERSITY MEDICAL CENTER
12. CIUDAD MEDICAL ZAMBOANGA
13. LORMA MEDICAL CENTER
14. DAGUPAN DOCTORS VILLAFOR MEMORIAL HOSPITAL
15. THE DOCTORS HOSPITAL, INC.
16. GOODSAM MEDICAL CENTER (CABANATUAN AND GAPAN)
17. GATCHALIAN MEDICAL CENTER
18. HEALTHSERV LOS BANOS MEDICAL CENTER
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Important things to note
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1. Maternity Care plan is designed for uncomplicated pregnancy cases. Any medically necessary services or additional treatments availed that are outside the purchased plan shall be for the account of the patient and must be settled directly with the hospital.
3. It is required to have one (1) pre-natal check-up with an OB doctor at the hospital of choice prior to delivery. Cost is c/o IHC up to P500 only, subject to reimbursement.
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2. Doctor’s fee is not covered by Maternity Care.
4. Pre-mature delivery and miscarriage shall be treated the same way as normal delivery; entitled to applicable inclusions of the plan.
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FAQ'S ON MATERNITY CARE NSD
1. What does Maternity Care cover?
It provides coverage for comprehensive delivery, and post-natal services, with additional benefits of: one (1) pre-natal consultation and up to Php 100,000 AD&D benefit, and newborn services. This voucher is accepted in Mount Grace Hospitals, Inc. (MGHI) partner hospitals
2. How can I register my Maternity Care voucher?
Upon purchase, you can register online at https://services.insularhealthcare.com.ph/.
3. Who can purchase the prepaid maternity package? ​Can someone who’s already in her 2nd-3rd trimester buy this card?
Any individual may purchase this plan, either for herself or for someone else (spouse, friend, relatives, etc). He/she needs to indicate the recipient or prospective patient in the registration page upon purchase. No matter how far along the pregnancy is, they can purchase this product.​
4. Can an individual with known high-risk condition still buy this plan?​
Yes, they can still buy this plan. However, there will be charges on additional services the patient may need..
5. Who determines if an individual is qualified to purchase NSD or CS?​
The individual is free to choose which package to purchase whether NSD or CS. The OB doctor can advise on what is best for the patient.​.
6. Do they have to be an InLife Health Care member to purchase the product?​
No. Anyone can purchase the product thru IHC’s e-shop or digital platforms of IHC partners.​.
7. When can I start using Maternity Care?
From the day you register (“registration date”), the health voucher will be activated after twenty-four (24) hours after successful registration. Your health voucher is valid for 12 months or up until used which ever comes first.
Example: Registration date is Day 0. If you register on August 1, your health voucher will be activated on August 2. It will then be valid from August 2, 2023 to August 1, 2024 or up until used which ever comes first.
8. When can I register my product?
You have to register a name to your prepaid plan within 90 days from purchase date. The serial code will be valid up to then. After which, your serial code will no longer be available for register.
9. If the benefit limit is not be wholly consumed, can I use the health voucher again in the future?
If actual hospital bill is less than the benefit cap, patient has the option to use unused benefit limit to cover additional hospital services for the mother and baby and even professional fees. However, these additional services or treatments must be availed while hospitalized. Refund of unused limit is NOT allowed.
10. Does the patient need to be PhilHealth member?​
The patient needs to be PhilHealth member to avail of the benefits.​.
11. For doctors, do they need to be IHC accredited? Do doctors need to follow HMO schedules of fees? Can doctors outside of IHC accreditation accommodate maternity cardholders?​​
All MGH OB doctors can participate in this program. They can accommodate maternity cardholders even if they are not IHC accredited doctors, since PFs are not included in the design of the package. It is highly suggested however to follow the schedules of IHC to have reasonable charging of PF to the patient.​
12. If I already have an existing Insular Health Care plan that covers health diagnostic benefits, can I still register for Maternity Care?
No. You cannot register for Maternity Care if you are already enrolled in IHC’s other health care programs, even if your total benefit limit has already been consumed.
13. Can I register a Maternity Care health voucher for someone else?
Yes, as long as you know the personal data of the individual and obtained his/her authorization to be registered. We have prepaid health vouchers that can be given as gifts to your loved ones. The data required for registration are as follows:
a. Full name
b. Birth date
c. Home address
d. Email address
e. Mobile number
14. Can I transfer Maternity Care to another person?
Maternity Care is transferable as long as it has not yet been registered. This also lets you purchase the health vouchers as gifts.
15. Can I use Maternity Care in hospitals not on the health voucher’s provider list?
In case of emergency availment in non-accredited hospitals, coverage is limited to reimbursement up to the amount indicated on the voucher.
